Skip to content
Founding customer spots, closing soon. Preview your payslip before you claim. We're talking to 40+ Nordic HR teams. Norway expansion underway
Book a demo →
100+ employees onboarded · Founding customer spots filling fast

Benefits don't haveto be last decade.

Benefits built for people, compliance built for finance and payroll. We cut social security costs, automate HR with AI, and let every employee pick benefits they'll actually use.

Book a 30-min demo →You'll soon be able to spin up a demo account and explore CLVR at your own pace.
As of May 2026 · founding customers
+0,00%
Cash back on every benefit krona. Grows the more your team uses it.
Delivered to employees
164 816 kr
Approved claims
109
Live on CLVR
Spots filling fast
Mediplast AB
Mediplast AB
The Gang Studio AB
The Gang Studio AB
100+ employees · live on payroll
In active pilot & conversations
MA
KR
TI
TI
TR
HE
BA
DE
+10
In conversation with 40+ HR teams
Some are booking first demos. Some are deep in product reviews. A few have contracts on the desk.
The catalog

One allowance.
Endless choices.

Offer a flexible benefits budget that employees spend on what matters to them, from wellness and extra time off to pension, education, transport, and more. You set the rules. They choose the benefits.

Time Off
Holidays, sabbaticals, banked days.
Wellness
Friskvård, gym, mindfulness.
Pension & Insurance
ITP, occupational pension, group life.
Transportation
Transit, bike, EV charging.
Healthcare
Private care, vision, dental.
Education
AI tools, courses, language.
Home & Leisure
Home office, hobbies, family.
Technology
Phones, laptops, peripherals.
Time Off
Holidays, sabbaticals, banked days.
Wellness
Friskvård, gym, mindfulness.
Pension & Insurance
ITP, occupational pension, group life.
Transportation
Transit, bike, EV charging.
Healthcare
Private care, vision, dental.
Education
AI tools, courses, language.
Home & Leisure
Home office, hobbies, family.
Technology
Phones, laptops, peripherals.
Time Off
Holidays, sabbaticals, banked days.
Wellness
Friskvård, gym, mindfulness.
Pension & Insurance
ITP, occupational pension, group life.
Transportation
Transit, bike, EV charging.
Healthcare
Private care, vision, dental.
Education
AI tools, courses, language.
Home & Leisure
Home office, hobbies, family.
Technology
Phones, laptops, peripherals.
The product

Built to feel
obvious.

No 2008 portal. No 47-tab settings panel. CLVR is the benefits system you'd build today if you started from scratch.

app.clvrbenefits.com/dashboard

Hi Kevin! You have kr 0 left.

The deadline to use your allowance is December 31.

Wellness
kr 1 000
Pension & Insurance
kr 800
Time Off
kr 700
Remaining allowance
kr 2 500
Drop a receipt to file an expense
PDF, JPG or PNG, or take a photo on mobile.
Browse files
The cost of leaving

How much would your company save with us?

Every resignation triggers a chain of recruitment costs. Drag the sliders and watch the math. We'll show our work.

Annual turnover cost
kr 0
0 resignations, 60% annual salary
Estimated annual savings
kr 0
If turnover drops 10%
Stretch target savings
0
kr / yr
This is the best-case projection, assuming turnover drops 50%. Your standard estimated annual savings are shown alongside.
Number of employees
1 people
Resignations per year
0 / yr
Average monthly salary
20,000 kr / mo

We target a 10% reduction in annual employee turnover (ROI: 140%). In some cases a 50% reduction is achievable (ROI: 1 100%). Source: Gallup.

Check my ROI →
What you get

Everything HR keeps asking for.

Total Compensation

Your total comp,
made clear.

No more guessing. Get a full, visual breakdown of your salary, benefits, and everything extra your employer contributes. Powered by real-time data, directly in the platform.

Show me the breakdown →
Breakdown
65,230.67 kr
/ mo
Total compensation
  • Salary45,000 kr
  • Social Security (Salary)14,139 kr
  • Pension4,500 kr
  • Social Security (Pension)1,091.67 kr
  • Benefit Allowance500 kr
Total65,230.67 kr
AI EngineLive

AI does the boring bits.

Receipt #4218
Auto-approved
VendorSATS Stockholm
Amount599 kr
VAT (25%)119,80 kr
AI confidence
94%
  • 01
    Smart receipt scanning
    Vendor, date, amount and VAT, extracted automatically.
  • 02
    Intelligent auto-approval
    Evaluated against category rules and your policy docs.
  • 03
    Human in the loop
    Confidence scores on every call. Revert with one click.
+ 8 more

Plus all the boring-but-essential bits.

01 / 08
01
Employee view
Finally, a benefits budget you understand.
02
Approval flows that fit you
Per-category chains. Route to managers, HR or finance, or let auto-approval handle the obvious ones.
03
Payroll report, ready to export
No fixed format, we export to whatever format you need.
04
Per-employee allowances
Set balances per person, team or office. Auto pro-rata on joiners and leavers, reset dates handled.
05
Benefit settings to spec
Toggle categories, allowance caps, eligibility rules and approver chains per company. Mirror your existing policy in minutes.
06
Mock payslip
See your real take-home before payday. Real SKV 433 tax tables, salary sacrifices, BIK lines, the whole stub.
07
HR system integrations
Twine sync today, more on the way. Employees, departments and roles flow in automatically. No CSVs, no copy-paste.
08
Sign-in your team already uses
Microsoft Entra SSO for admins, magic link for everyone else.
BankID rolling out
Same cost, more value

Cash bonus.
Benefits.

Same kronor out of the company's pocket. Routed as a cash bonus, roughly half evaporates in tax. Routed as flexible benefits, almost all of it reaches the employee.

10 000 kr / yr
10 000 kr200 000 kr
More usable value, same employer cost
6 348
kr / yr

Extra value the employee receives when the cost is routed through CLVR benefits instead of paid as cash.

Paid as a cash bonus
Take-home
3 652
kr
Take-home37%3 652 kr
Lost to income tax40%3 957 kr
Employer social fee23%2 391 kr
vs
2.7x better
Flexible benefits
Usable value
10 000
kr
Usable100%10 000 kr

Illustrative figures based on typical Swedish marginal tax and employer social fees. Your numbers depend on salary level, benefit mix and provider.

Going European

One country today.
Any country tomorrow.

We architected CLVR for multi-market compliance from day one: pension rules, tax rates, social fees, BankID-equivalents, all swappable per country. Sweden is live. Norway is the next domino.

Live
🇸🇪
Sweden

Live with 100+ employees.

Skatteverket

In progress
🇳🇴
Norway

Building right now. Q4 2026 go-live.

Skatteetaten

🇩🇰
Denmark

Pencilled in for early 2027.

SKAT

🇫🇮
Finland

Pencilled in for early 2027.

Vero

Don't see your country?
We're EU-architected. Tell us where you operate, we'll route you to the right roadmap.
🇩🇪🇳🇱🇫🇷🇪🇸🇮🇹🇵🇱
Add your country to the queue →
Founding customer

Get in early.
Shape the platform.

We're building CLVR alongside the companies that use it. Eight founding customers, no roadmap committee, no waiting list.

  • Your feedback goes into the next release, not a backlog.
  • A platform built around how your company actually works.
  • A direct line to the team shaping the product.
Book a call →30 minutes with a founder. Help us build something you'll love.
Founding customer
“CLVR Benefits är mycket snabba på att svara, är lösningsorienterade och inlyssnande till våra behov. Stor fördel med mindre bolag, där servicegraden och anpassningsmöjligheterna är höga. Har lyssnat på våra tankar och idéer och implementerat dessa snabbt.”
Anna Ivanovski
Anna Ivanovski
Head of HR · Mediplast
14-day onboarding · live by next payroll

Not ready to apply?
Let's just chat.

30 minutes, no deck, no discovery call. We'll walk you through the real product with real numbers from your industry. If it fits, great. If it doesn't, we'll tell you who does.

  • See the real product
    Live app, your data shape, not a Loom recording.
  • Your numbers, not a template
    We'll model the BIK savings off your headcount and salary bands.
  • No sales theatre
    If we're not a fit, we'll point you at someone who is.
Talk to a founder

See what CLVR Benefits can do for your team.

Share a few details and we'll come prepared with numbers from your industry. Usually back within one business day.

By submitting this form, you agree to our Privacy Policy and Terms of Service.