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Benefits built for people, compliance built for finance & payroll

Reduce social security costs, automate HR workflows with AI, and give every employee benefits they'll actually use.

One allowance. Endless choices.

Offer a flexible benefits budget that employees spend on what matters to them, from wellness and extra time off to pension, education, transport, and more. You set the rules. They choose the benefits.

Time Off

Time Off

Pension & Insurance

Pension & Insurance

Transportation

Transportation

Education

Education

Healthcare

Healthcare

Home & Leisure

Home & Leisure

Wellness

Wellness

Technology

Technology

Turn benefits into savings

Every time an employee resigns, it triggers a chain of recruitment costs. By improving eNPS, employer branding, and other key metrics, you can reduce employee turnover and attract talent more efficiently, cutting the time and cost of hiring. Use the calculator below to see how much you could save by offering flexible benefits.

Estimated Annual Savings

0 krTarget savings *
0 krStretch target savings **

* At CLVR we target a 10% reduction in annual employee turnover. ROI: 140%

** In some cases a 50% reduction in annual employee turnover is achievable (source: Gallup) ROI: 1100%

Turn taxes into value

Not all compensation is created equal. Instead of letting bonuses and benefits disappear into taxation, flexible benefits let employees redirect that money into things that actually matter to them, and to you as an employer.

Paid as a cash bonus

Taxes100%
Approx. take-home for the employee4,800 kr
Approx. lost to taxes5,200 kr

Structured as flexible benefits

Rest100%
Approx. usable value (pension, tax-free perks, etc.)9,200 kr
Fees, caps & rounding (simplified)800 kr

More usable value for the employee at the same employer cost

About4,400 krmore usable value for the employee at the same employer cost.

These percentages are simplified examples to show the idea: cash is heavily taxed on the way to the employee, while a structured benefits budget can route more of the same employer spend into things employees actually use. Real outcomes depend on salary level, benefit design, and rules. Always confirm with your payroll or tax advisor.

AI that works while you sleep

From automatic receipt scanning to intelligent expense approvals, CLVR's AI engine handles the repetitive work so HR can focus on people.

Smart Receipt Scanning

AI extracts vendor, date, amount, and VAT from any receipt. No more manual data entry.

Intelligent Auto-Approval

Expenses are evaluated against category rules and your company's own policy documents. Approved in seconds, not days.

Human in the Loop

HR retains full control. Every AI decision shows confidence scores and reasoning. Revert any decision with one click.

See it in action

From purchasing benefits to uploading expense reports: see how CLVR makes benefits management effortless for employees and HR alike.

https://clvrbenefits.com

Your Total Compensation, Made Clear

No more guessing. Get a full, visual breakdown of your salary, benefits, and every extra your employer provides. Powered by real-time data from your employer's benefit program.

Breakdown
Monthly
Annual
Salary
0,00 kr0,00 kr
Social Security (from Salary)
0,00 kr0,00 kr
Pension
0,00 kr0,00 kr
Social Security (from Pension)
0,00 kr0,00 kr
Benefit Allowance
0,00 kr0,00 kr
Total
0,00 kr0,00 kr

Get in early. Shape the platform.

We're building CLVR alongside the companies that use it.

Early Adopter
  • Your feedback goes into the next release, not a backlog.
  • A platform built around how your company actually works.
  • Direct line to the team shaping the product.

Book a call and help us build something you'll love.

Individualized Settings

Tailor benefit rules per employee, team, or office. Set allowances, categories, and limits that match your compensation strategy.

Compliance-Ready Reporting

Every benefit tracked, categorized, and ready for audit. Aligned with Swedish tax law, accounting standards, and the Pay Transparency Directive.

Automated Payroll

Monthly payroll reports generated automatically. Benefit deductions, BIK values, and salary sacrifices, ready to export.

HR System Integrations

Sync employee data with Twine and other HR platforms. No manual imports, no vendor lock-in.

AI Receipt Scanning

Employees upload a receipt photo. AI extracts the data. Done.

Mock Payslip

Employees simulate their monthly payslip to see exactly how benefits affect take-home pay.

Benefit and Approval Settings

Configure approval flows per category or benefit. Route to managers, HR, finance, or let AI handle it.

Total Compensation

A clear breakdown of full compensation: salary, pension, benefits, and employer contributions, all in one view.

Benefits built for people, compliance built for finance & payroll. Start with CLVR today.

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© 2026 CLVR Benefits AB

CLVR Benefits is not a bank or financial services provider. We are an employee benefits platform based in Stockholm, Sweden.

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