Weighing up a benefits platform? Here is what actually sets them apart, the questions to ask every vendor, and how CLVR answers them.
Most benefits platforms look alike on the surface. The difference is in how they handle Swedish benefit taxation, how freely employees can choose, how much is automated, and how well it reconciles with finance and payroll. Use the checklist below to compare any vendor.
Are benefit taxation, employer social fees, the wellness allowance, and the December rule handled automatically?
CLVR builds in BIK, the employer social fee (31.42%), tax-free limits, and the December rule from the ground up.
Can each employee shape their own package, or do they pick from a fixed list?
One allowance, infinite choices: employees choose freely across wellness, pension, transport, education, and more.
Are receipts and expense approvals handled manually or by AI?
AI reads receipts and approves expenses automatically, with confidence scores and full control kept with HR.
Are payroll reports generated automatically, and can they export to your payroll system?
Monthly reports with benefit value and BIK, ready to export in the format your payroll system needs.
Can you sync employee data with your HR systems without being locked in?
HR sync via Twine and open export. No vendor lock-in.
Do benefits raise the employer cost, or can it stay flat?
The employer social fee is built into the budget so the company's cost can stay flat while employees get full value.
30 minutes, no deck, no discovery call. We'll walk you through the real product with real numbers from your industry. If it fits, great. If it doesn't, we'll tell you who does.
Share a few details and we'll come prepared with numbers from your industry. Usually back within one business day.