Viewing your total compensation

Open the Me page and read the Total compensation card, its Monthly and Annual views, the bar and the rows for salary, social fees, pension and your benefits budget, including the under-25 pension notice.

The Total compensation card puts the full value of your employment in one view: your gross salary, the social fees your employer pays on top of it, your occupational pension where it applies, and your benefits budget. It shows one headline total, a bar that shows how the parts stack up, and a row for each part with its share and amount. This article explains where to find the card, how to read it, and what the social fee and pension rows mean (including the notice you may see if you are under 25).

Open the page

Select your first name in the top navigation of the webapp to open the Me page. The Total compensation card is at the top, above your benefits and expense reports. You can also go straight to /me.

Read the card

At the top of the card is a Monthly / Annual switch. It changes the headline total and every amount on the card between what applies per month and per year; the bar keeps the same shape, since each part's share of the whole is the same either way.

Under the switch is the headline: the total your employer spends on you, followed by a line that splits it into your gross salary and everything on top of it.

The bar shows the same parts as coloured segments, and each row below it has a colour swatch, a label, its share of the total in percent, and its amount. Depending on what your employer has set up, you will see some of these rows:

• Gross salary: your salary before tax.
• Social Security from Salary (31.42%): the social fees your employer pays on top of your salary. This is an employer cost, not a deduction from your pay.
• Your occupational pension, when you have one. The exact rows depend on your pension policy, so you may see one Pension row that names your arrangement, or a couple of named rows.
• Social Security from Pension (24.26%): the social fees tied to your pension contributions.
• Benefits budget: the wellness and benefit budget your employer gives you.
• Extra rows your company tracks for other parts of your package, if any.

The Total employer cost line at the bottom sums everything above it and matches the headline.

The bar and the rows are linked: hover over a row, or over a segment of the bar, and the other segments fade so that part stands out. Hovering a segment also shows its label, amount and share.

The note at the bottom of the card explains the social fees in one sentence: your employer pays them on top of your salary, and they are never deducted from it.

The social security fee rows

In Sweden, employers pay social security fees (arbetsgivaravgift) on top of what they pay you. The card includes those fees so the total reflects the real cost of employing you, not only your gross salary. These rows are employer costs, not deductions from your pay:

• They are added on top of your gross salary, not taken out of it.
• They do not reduce your take-home pay or your benefits budget.
• They are there to give you the full picture of your compensation package.

The Social Security from Salary row shows the standard employer social security fee on your salary, calculated at 31.42% of your gross salary. If you have an occupational pension, a Social Security from Pension row appears under your pension rows: this is the social fee linked to your pension contribution, calculated at the reduced 24.26% rate (the rate that applies to pension contributions, not the 31.42% used for salary). The pension fee row only appears when you actually have an occupational pension.

The pension rows

Occupational pension (tjänstepension) appears as one or more rows between the salary rows and your Benefits budget row. Pension rows only show when all of the following are true:

• Your employer has a pension policy set up in CLVR.
• You are old enough to qualify (many Swedish agreements start at 25).
• The calculation produces an amount above zero.

What appears depends on your company's policy:

• ITP1 plus Flexpension: shown for an ITP1-style policy. ITP1 is the main contribution, and Flexpension is a small additional part. Both share the same colour family on the bar.
• ITPK plus Flexpension: shown for an ITP2 policy. Only the calculable parts (ITPK and Flexpension) appear, because the main ITP2 amount is defined-benefit and cannot be estimated here.
• A single Pension row: shown for companies on a simpler policy, or where you have chosen your own arrangement. The row names the arrangement in brackets, for example Pension (ITP1).

For an ITP2 policy, a yellow Pensionsinformation box appears above the card. It explains that the main part of ITP2 is defined-benefit and so cannot be calculated here, and it includes a Läs mer om ITP2-pension link to read more. The pension figures are calculated from your annual salary, your company's policy, and the current income base amount (inkomstbasbelopp). They are a guide to what your employer sets aside for you, not an account statement. For your actual balances and contributions, check the statements from your pension provider.

If you are under 25

If you are under 25, the page can show a blue Pension information box above the card instead of pension rows, with the message:

You are under 25 years old and therefore do not have occupational pension yet.

This is expected. Many Swedish pension agreements only begin once you reach a certain age, and 25 is a common starting point. While you are below that age, no pension contributions are calculated for you yet, so CLVR has nothing to show in the pension rows. This is set by your employer's pension policy, not by anything you can change in CLVR, and it does not mean a setting is wrong on your account. Everything else (your salary, social fees, benefits budget, the bar and the total) appears as normal; it just leaves pension out for now.

Once you reach the eligible age in your employer's policy, CLVR starts calculating your occupational pension automatically. The next time you open the Me page, the Pension notice is gone and pension rows appear on the card, in the bar and in the total. There is nothing for you to do.

About the Benefits budget figure

The Benefits budget row reflects your full current budget, including any adjustments your employer has applied on top of your base allowance. If your HR team has topped up or corrected your allowance, that change is already counted here.

Troubleshooting

• A figure looks wrong. The card is built from the salary, pension, and allowance details your employer holds for you. If something is off, contact your HR team so they can check your record.
• I expected pension rows but see none. Confirm you are 25 or older and that your employer has a pension policy in CLVR. If both are true and rows are still missing, ask your HR team.
• I am over 25 but still see the under-25 notice. Your date of birth in CLVR may be wrong, since the age check uses it. Ask your HR team to confirm your date of birth is correct.
• I am under 25 and see no pension rows, but no notice either. Your employer may not have a pension policy set up in CLVR. Your HR team can confirm what pension applies to you.
• The pension amount looks off. The figure is an estimate from your annual salary and your company's policy. If your salary on file is wrong, ask your HR team to correct it; for actual contributions, check your pension provider.
• I only see one Pension row, not ITP1 and Flexpension. Your company is on a simpler policy, or you have chosen your own arrangement, so the card shows a single combined pension figure. That is expected and not a problem with your account.
• An old link to the compensation page opens the Me page. That is expected: the compensation page and the benefits page are now one page, and old links land there.