Viewing your total compensation
Open the Total compensation page and read the breakdown of your salary, social security fee rows, pension rows, and benefit allowance, including the under-25 pension notice.
The Total compensation page puts the full value of your employment in one view: your salary, the social fees your employer pays on top of it, your occupational pension where it applies, and your benefit allowance. It shows a table next to a matching donut chart, so you can see both the exact figures and how each part stacks up. This article explains how to reach the page, how to read the table and chart, and what the social fee and pension rows mean (including the notice you may see if you are under 25).
Open the page
From the Me area, select Compensation in the sidebar. The page opens with the heading Total compensation and the subheading Breakdown of your compensation. You can also go straight to /me/total-compensation.
Read the table
The table has three columns: Breakdown, Monthly, and Annual. Every row shows the same amount per month and per year, so you can read whichever figure you need. Depending on what your employer has set up, you will see some of these rows:
- Salary: your gross salary.
- Social Security from Salary (31.42%): the social fees your employer pays on top of your salary. This is an employer cost, not a deduction from your pay.
- Your occupational pension, when you have one. The exact rows depend on your pension policy, so you may see one pension row or a couple of named rows.
- Social Security from Pension (24.26%): the social fees tied to your pension contributions.
- Benefit Allowance: the wellness and benefit budget your employer gives you.
- Extra rows your company tracks for other parts of your package, if any.
The bottom Total row sums everything above it, and is shown larger so it stands out.
Use the donut chart
The donut chart beside the table shows the same rows as colored slices. The two views are linked:
- Hover over a table row and the matching slice stays bright while the others fade, so you can see that part's share at a glance.
- Hover over a slice and a tooltip shows its Monthly: and Annual: amounts.
The Total row is not a slice; the chart shows the parts that add up to it.
The social security fee rows
In Sweden, employers pay social security fees (arbetsgivaravgift) on top of what they pay you. The breakdown includes those fees so the Total reflects the real cost of employing you, not only your gross salary. These rows are employer costs, not deductions from your pay:
- They are added on top of your gross salary, not taken out of it.
- They do not reduce your take-home pay or your benefit allowance.
- They are there to give you the full picture of your compensation package.
The Social Security from Salary row shows the standard employer social security fee on your salary, calculated at 31.42% of your gross salary, with Monthly and Annual amounts in the table. If you have an occupational pension, a Social Security from Pension row appears under your pension lines: this is the social fee linked to your pension contribution, calculated at the reduced 24.26% rate (the rate that applies to pension contributions, not the 31.42% used for salary). The pension fee row only appears when you actually have an occupational pension.
The pension social fee rate (24.26%) is lower than the Social Security from Salary (31.42%) rate higher up the table. That is expected: pension contributions and salary are taxed differently, so they have different rates.
The pension rows
Occupational pension (tjänstepension) appears as one or more rows between the salary rows and your Benefit Allowance row. Pension rows only show when all of the following are true:
- Your employer has a pension policy set up in CLVR.
- You are old enough to qualify (many Swedish agreements start at 25).
- The calculation produces an amount above zero.
What appears depends on your company's policy:
- ITP1 plus Flexpension: shown for an ITP1-style policy. ITP1 is the main contribution, and Flexpension is a small additional part.
- ITPK plus Flexpension: shown for an ITP2 policy. Only the calculable parts (ITPK and Flexpension) appear, because the main ITP2 amount is defined-benefit and cannot be estimated here.
- A single Pension row: shown for companies on a simpler policy, where CLVR shows one combined pension figure rather than a breakdown.
For an ITP2 policy, a yellow Pensionsinformation box appears above the table. It explains that the main part of ITP2 is defined-benefit and so cannot be calculated here, and it includes a Läs mer om ITP2-pension link to read more. The pension figures are calculated from your annual salary, your company's policy, and the current income base amount (inkomstbasbelopp). They are a guide to what your employer sets aside for you, not an account statement. For your actual balances and contributions, check the statements from your pension provider.
If you are under 25
If you are under 25, the page can show a blue Pension information box above the breakdown table instead of pension rows, with the message:
You are under 25 years old and therefore do not have occupational pension yet.
This is expected. Many Swedish pension agreements only begin once you reach a certain age, and 25 is a common starting point. While you are below that age, no pension contributions are calculated for you yet, so CLVR has nothing to show in the pension rows. This is set by your employer's pension policy, not by anything you can change in CLVR, and it does not mean a setting is wrong on your account. Everything else (your salary, social fees, benefit allowance, the Total row, and the donut chart) appears as normal; it just leaves pension out for now.
Once you reach the eligible age in your employer's policy, CLVR starts calculating your occupational pension automatically. The next time you open Total compensation, the Pension notice is gone and pension rows appear in the table, the donut chart, and the Total. There is nothing for you to do.
Not every under-25 employee sees this box. It appears when your employer's pension policy has an age threshold you have not reached yet. If your company has no pension policy set up in CLVR, the pension rows are absent for a different reason and no under-25 notice is shown.
About the Benefit Allowance figure
The Benefit Allowance row reflects your full current budget, including any adjustments your employer has applied on top of your base allowance. If your HR team has topped up or corrected your allowance, that change is already counted here.
The amounts on this page are estimates for transparency. They are based on the salary, tax table, and pension details on file for you. Your actual payslip and payroll always reflect the official figures, which can differ slightly.
Troubleshooting
- A figure looks wrong. The page is built from the salary, pension, and allowance details your employer holds for you. If something is off, contact your HR team so they can check your record.
- I expected pension rows but see none. Confirm you are 25 or older and that your employer has a pension policy in CLVR. If both are true and rows are still missing, ask your HR team.
- I am over 25 but still see the under-25 notice. Your date of birth in CLVR may be wrong, since the age check uses it. Ask your HR team to confirm your date of birth is correct.
- I am under 25 and see no pension rows, but no notice either. Your employer may not have a pension policy set up in CLVR. Your HR team can confirm what pension applies to you.
- The pension amount looks off. The figure is an estimate from your annual salary and your company's policy. If your salary on file is wrong, ask your HR team to correct it; for actual contributions, check your pension provider.
- I only see one Pension row, not ITP1 and Flexpension. Your company is on a simpler policy that shows a single combined pension figure. That is expected and not a problem with your account.