Your mock payslip

Open the payslip PDF from your dashboard, read its pay lines, how your gross pay splits into net pay, tax and deductions, the benefit value (BIK), and fix the common tax-table problem.

The mock payslip is a PDF headed Preliminär lönespec (preliminary payslip) that estimates your pay for the current month. It is built from the monthly salary and tax table CLVR has on file, plus your approved benefits and expenses for the month. It is a preview to help you see roughly what lands in your account, not an official payslip from your employer. This article covers opening it, reading each part, and fixing the common problems.

Open the payslip

The top of the payslip

The CLVR logo and Preliminär lönespec sit at the top. Under them, a box shows:

• Anställd: your name and address.
• Arbetsgivare: your company and the pay period, for example Oktober 2026.
• Löneperiod, Beräknad utbetalning and Anställningsnr: the period, the estimated payday (the 25th, or the Friday before when the 25th falls on a weekend) and your employee number.

Lönerader (pay lines)

Lönerader is a table with three columns: Kod (the payroll code), Benämning (a description, often with the category or benefit name added) and Belopp (kr). Amounts that reduce your pay have a minus sign.

You do not see every line every month. The lines you might see are:

• Månadslön (0110): your monthly salary, the annual salary on file divided by twelve. Always shown.
• Utlägg (7300): an expense reimbursement paid from your benefit allowance, with the category name added. Added to your pay.
• Lönavdrag (7400): a salary deduction, the part of an expense or benefit your allowance could not cover. The category or benefit name is added.
• Löneväxling pension (7410): salary you chose to exchange into pension.
• Förmånsvärde (8400): the taxable value of a benefit (BIK), with the benefit name and an asterisk. It is taxed like income but not paid out.

Så fördelas din bruttolön (how your gross pay splits)

This section starts with your pay before tax (your monthly salary plus any reimbursements) on the right. A bar and a row for each part then show where that money goes, each with its share in percent and its amount:

• Beräknad nettolön: your estimated net pay.
• Each deduction, such as Lönavdrag or Löneväxling pension.
• Skattetabell with your table number, for example Skattetabell 33: your tax, worked out with the SKV 433 (column 1) tables.

The parts add up to your pay before tax. Under the split, a purple box shows Beräknad nettolön in large figures with Utbetalas and the payday.

Benefit value (BIK)

Some benefits you take through CLVR carry a taxable value, a benefit value or förmånsvärde (the BIK in "benefit in kind"). When you have one this month, it shows as a Förmånsvärde line under code 8400 (for example Förmånsvärde – Gym) with an asterisk, and a footnote explains it:

* Förmånsvärde är skattepliktigt men betalas inte ut kontant. Det höjer skatteunderlaget ({amount} kr) men påverkar inte bruttolönen.

In plain terms: the benefit value is taxable but not paid out in cash. It raises the amount your tax is calculated on (the figure in brackets is that tax base), but it does not change your gross pay. Because it is not money paid to you, it is not part of the split.

Why your net pay can be lower

Tax is calculated on your tax base, your gross pay plus any benefit value. In a month with a taxable benefit, the Skattetabell part is a little larger, so Beräknad nettolön is a little smaller, even though your salary is the same. That is the tax on the benefit value, not a cut to your pay.

At the bottom

• An Observera box lists anything to be aware of (see below).
• The disclaimer says the payslip is a preview based on the salary and tax table on file. It follows the language you use CLVR in.
• The footer reads your company's name with Preliminär lönespec, and the page number, such as Sida 1 av 1.

Why your estimate may differ from your real payslip

If the salary or tax table on file is out of date, the estimate is off too. It also does not know about everyday payroll events such as absence, overtime and other factors your employer applies in the real payroll run. The SKV 433 column 1 tables apply to employees under 66, so the result is a close approximation. The Observera box appears when:

• You are 66 or older. The calculation for people over 66 is simplified and the actual tax may differ.
• The year is newer than the tax rules in the app. The note asks you to contact your HR team for updated information.
• Your tax table is missing or invalid. See Troubleshooting below.

Troubleshooting

I do not see Your net pay, with benefits or Preview full payslip. The card shows only when your company is in Sweden, because it relies on the Swedish tax tables. There is nothing to switch on. If your company is in Sweden and you still do not see it, ask your HR team to check your company's country setup.

The tax shows Skattetabell 32 (standard) with an Observera note. Your tax table (skattetabell) is usually a whole number between 29 and 42. When it is missing or outside that range, CLVR falls back to table 32, shows (standard) after Skattetabell, and adds an Observera note asking you to contact HR. Your tax table is part of your employment details, so ask your HR team to set the correct one, then open the payslip again.

The net pay or another figure looks wrong. Ask your HR team to confirm your salary and tax table. Remember that only approved expenses for the month count, and that the estimate leaves out absence, overtime and other payroll factors.

I expected a line that is not there. Each line only appears when it applies to the month. No reimbursement means no Utlägg line; no taxable benefit means no Förmånsvärde line or footnote.

I see a Förmånsvärde line but no extra cash anywhere. That is expected. A benefit value is taxable but never paid out, so it only affects your tax and net pay.