Your mock payslip

Generate the mock payslip PDF, read its line items and benefit value (BIK), and fix the common tax-table and missing-button problems along the way.

If your company has the mock payslip turned on, your dashboard shows a Generate mock payslip button that builds a simulated payslip PDF (headed Preliminär lönespec) for the current month. It estimates your net pay from the monthly salary and tax table CLVR has on file, plus your approved benefits and expenses for the month. It is a preview to help you see roughly what lands in your account, not an official payslip from your employer. This article covers generating it, reading the line items and the taxable benefit value, and fixing the common problems along the way.

Generate the payslip

The document is headed Preliminär lönespec (preliminary payslip) and covers the current month, with a Beräknad utbetalning (estimated payment date) around the 25th, the usual Swedish payday. The calculation uses your monthly salary (the annual salary on file divided by twelve), your tax table (applied using the Swedish SKV 433 column 1 tables), and your approved benefits and expenses for the month, including any benefit value (förmånsvärde) and any salary deductions.

The line-item table

Below your name and pay period, the PDF shows a table with three columns:

• Kod: the payroll code for the line.
• Benämning: a short description, often with the benefit or category name added.
• Belopp (kr): the amount in kronor. Amounts that reduce your pay show as a negative number in red.

You will not see every line every month. Which rows appear depends on your salary plus your approved benefits and expenses for the current month. The line items you might see are:

• Månadslön (0110): your base monthly salary, taken as the annual salary CLVR has on file divided by twelve. This row always appears.
• Utlägg (7300): an expense reimbursement paid from your benefit allowance, with the category name added (for example a wellness, or friskvård, claim). This is added to your gross pay.
• Lönavdrag (7400): a salary deduction, shown as a negative amount. This is the part of an expense or benefit your allowance could not cover, charged against your salary instead. The category or benefit name is added.
• Löneväxling pension (7410): salary you chose to exchange into pension (salary sacrifice paid from salary), shown as a negative amount.
• Förmånsvärde (8400): the taxable value of a benefit in kind (BIK), with the benefit name added and an asterisk next to it. It is taxed like income but is not paid out in cash, so it raises your tax base without adding to your salary.

The summary

Under the table, a short summary turns the line items into your estimated net pay:

• Bruttolön: your gross salary, that is your monthly salary plus any reimbursements, minus any salary deductions.
• Förmånsvärde and Underlag tabellskatt: shown only when you have a taxable benefit value for the month. Underlag tabellskatt is your tax base: your gross salary plus the benefit value.
• Skattetabell: your tax deduction, worked out from your Swedish tax table using the SKV 433 (column 1) tables, shown as a negative amount. The row names the table number, for example Skattetabell 33.
• Beräknad nettolön: your estimated net pay, that is your gross salary minus the tax deduction.

Benefit value (BIK)

Some benefits you take through CLVR carry a taxable value, called a benefit value or förmånsvärde (the BIK in "benefit in kind"). It comes from a benefit you took that is taxable, such as a benefit you bought through CLVR where the cost includes the employer social fee. When you have one for the month, the mock payslip shows it in two places:

• In the line-item table, as a Förmånsvärde row under code 8400 (for example Förmånsvärde – Gym), with an asterisk next to the name. The asterisk flags that this is a taxable value, not money paid to you.
• In the summary, as a Förmånsvärde line followed by an Underlag tabellskatt line (your tax base: gross salary plus the benefit value).

These two rows appear only when you have a benefit value for the month. If none of your benefits for the period are taxable, both lines are left off entirely, and your tax base is simply your gross salary.

Whenever a benefit value is present, a footnote sits under the summary:

Förmånsvärde är skattepliktigt men betalas inte ut kontant. Det höjer skatteunderlaget men påverkar inte bruttolönen.

In plain terms: the benefit value is taxable but is not paid out in cash. It lifts the amount your tax is calculated on, but it does not change your Bruttolön (gross salary). You already received the benefit itself, so there is no extra cash to add. What it does is make sure the right amount of tax is set aside for it.

Why your net pay can be lower

Tax on the mock payslip is worked out from your tax base, not from your gross salary alone. Because the benefit value is added on top of your gross salary to form Underlag tabellskatt, the tax deduction is a bit higher in a month with a taxable benefit. Your Bruttolön is unchanged, but a larger tax deduction means a slightly lower Beräknad nettolön (estimated net pay). So in a month where you have a taxable benefit, you can see the same salary as usual yet a slightly smaller net figure. That is the tax on the benefit value, not a cut to your pay.

This is the same benefit-value concept used throughout CLVR. When you take a taxable benefit paid from your benefit allowance, the Swedish employer social fee can be built into what the benefit costs you, so the förmånsvärde on the payslip reflects the taxable part of that arrangement.

Why your estimate may differ from your real payslip

The estimate is calculated from the monthly salary and tax table your employer has registered for you, plus your approved benefits and expenses for the month. If any of that data is out of date, the estimate will be off too. It also does not model the everyday payroll events that a real payslip accounts for, so the actual numbers can move. The PDF footer lists the common ones:

• Absence (for example sick leave or unpaid time off).
• Overtime and other variable pay.
• Other payroll factors your employer applies when running the real payroll.

The estimated tax uses the Swedish SKV 433 tax tables, column 1, which apply to working-age employees under 66. The result is a close approximation, not your employer's exact figure. A few cases add an Observera (please note) box to the PDF:

• If you are 66 or older, the note says the calculation for people over 66 is simplified and the actual tax may differ. Treat the figure as a rough guide.
• If the app is running past its tax rules, that is, you generate a payslip in a year newer than the rules built into the app, the note asks you to contact your HR team for updated information. The tax engine is refreshed each year when Skatteverket publishes new tables.
• If your tax table is missing or invalid (see Troubleshooting below).

Troubleshooting

There is no Generate mock payslip button. The button shows on your dashboard only when two things are true: your company is set up in Sweden, and your company has turned the mock payslip feature on. If either is not the case, the button is hidden and there is no other place to look for it. The feature relies on the Swedish SKV 433 tax tables, so companies in other countries never see it, and even for a Swedish company it stays hidden until your HR team enables it. There is nothing to switch on yourself; ask your HR team to confirm whether your company is set up for Sweden and whether the feature is on. If a colleague has the button and you do not, ask them to confirm it is enabled for everyone who should have it.

The tax line shows Skattetabell 32 (standard) with an Observera note. Your mock payslip estimates your tax from your Swedish tax table (skattetabell), the number that sets your municipal tax band, usually a whole number between 29 and 42. When that number is missing or outside the valid range, CLVR cannot use it, so it falls back to table 32, shows it as (standard) next to Skattetabell, and adds an Observera box asking you to contact HR. The estimate still runs, but the tax figure is a placeholder. Your tax table is part of your employment details, which your company manages for you, so the fix is to ask your HR team to set your correct table on your record, then generate the payslip again. The new PDF should show your own table number with no Observera warning.

The net pay or another figure looks wrong. The estimate is built from the salary and tax table CLVR has on file, plus your approved benefits and expenses. Ask your HR team to confirm your salary and tax table first, then generate it again. Remember the estimate does not include absence, overtime, retroactive changes, or other payroll factors your employer handles, so for anything official, rely on your employer's real payslip; this estimate never replaces it.

I expected a row that is not there. Each row only appears when it applies to the month. No reimbursement that month means no Utlägg row; no taxable benefit means no Förmånsvärde or Underlag tabellskatt.

A line is negative and red. That is by design for anything that reduces your pay, such as a Lönavdrag salary deduction or your tax. The summary already takes these into account.

I see a Förmånsvärde row but no extra cash anywhere. That is expected. A benefit value is taxable but never paid out as cash, so it only affects your tax base and net pay, never your gross salary. If your net pay looks lower than usual, check whether the summary shows a Förmånsvärde line: the higher tax on that taxable benefit is the reason, not a change to your salary.